4 Easy Steps…

You want to buy a new car but you’re not sure what the best way to do it is or you have bought a few cars over the years and want to use a broker this time round. Buying a car can be very time-consuming and stressful, but it doesn’t have to be particularly if you are prepared. Before you decide even whether to use a car broker or walk into a dealership this car buyer’s checklist will give you the best opportunity to get the car you want.

1. Know Your Budget

Our first tip on the car buyer’s checklist is to know your budget. This will ensure you are not tempted to look at cars you can’t afford.

2. Research Which Car

Once you know your budget you can begin researching. When you are doing your research the key to keep in mind is Need v Wants. That means you may want the two door red sportscar, however, your family of four ( plus the two dogs) really need a SUV.

Here are a few questions to ask yourself…

• How many seats and doors?
• Automatic or manual?
• Petrol or diesel?
• 2 wheel drive or 4 wheel drive?
• Make and model?
• Colours (exterior & interior/upholstery)?
• New or used?
• Accessories eg tint, paint protection, cameras, tow bar, roof racks, dvd players etc

Now it’s time for the fun part…. test driving your favourite car/s. It’s best to limit your choice to three and drive them consecutively. Most of all remember a test drive doesn’t commit you to a dealer… it’s ok to do your research!

3. Trade In

If you have another car you may wish to trade it in when you buy your new car. If you do and the car is currently being financed it is important to know your payout figure. To find this out contact your financier for the current amount and ‘valid until’ date.

4. Finance

To finance or not? Financing is often a popular option when buying a car. But with so many financial products (Hire Purchase, Chattel Mortgage, Lease, Novated Lease, Fully Maintained Lease, Consumer loan etc) currently available it can be daunting. Seeking professional advice from a qualified finance provider should ensure you end up with the best terms that suit your needs. If you don’t have a preferred financier, we have a finance provider that can make the whole process really quick and simple. And if you’re not sure what type of finance you are looking our article on

If you don’t have a preferred financier, we have a finance provider that can make the whole process really quick and simple. And if you’re not sure what type of finance you are looking our article on Choosing The Right Car Loan is worth a read.

In conclusion remember; do your research, take your time and if unsure seek professional advice.

If you haven’t used a car broker before our blog Why Use a Car Broker explains simply how it works. Our guarantee is we will make the experience even better than if you were to do it yourself and save you money, time and the hassle of negotiating with car salesman. It really is a better way to buy a car.